EaseMoni—Instant loan online 1.7.7
Blue Ridge Microfinance Bank Limited – Freeware – Androidout of 286007 votes
1.7.7 Safe to install
EaseMoni: Swift Loans at Your Fingertips

EaseMoni delivers quick and hassle-free online loans, making financial support accessible to everyone with just a few taps on your device.
- Loan Products: Loan Amount: from NGN 3,000 to NGN 1,000,000. Tenure: Repayment period ranges from 91 days to 365 days*. Interest Rate: Monthly interest rates vary from 5% to 10%, with an APR of 60%-120%. The loan amount will be determined by your credit evaluation. There are no hidden fees throughout the process.
About EaseMoni: EaseMoni is an instant personal cash loan app in Nigeria authorized with a microfinance banking license from the Central Bank of Nigeria. Over the past six months, millions of customers have availed themselves of our lending services. Quick approvals, no collateral required, and convenient online borrowing are our hallmarks.
- For instance, for a 91-day loan term, the interest rate is 5% monthly. For a loan amount of ₦3,000: interest would amount to ₦273 and the total repayment due would be ₦3,273. Subsequently, repayments of ₦1,091 would be needed for each of the following three months.
Why Choose EaseMoni?
- Up to NGN1,000,000 can be disbursed directly to your bank account.
- Interest rates range from a minimum of 5% to 10%, with an APR of 60%-120%, your credit score could result in substantial savings.
- No deposits or guarantees are required.
- The entire process is conducted online. Enjoy a paperless and digital experience on your mobile device.
- Your data is securely stored with us. Our microfinance bank holds a valid license from the Central Bank of Nigeria, ensuring that all loans are insured by the Insurance Corporation. Your data remains confidential; we do not share it with any third parties without your explicit permission.
- Rest assured about remembering repayments with our timely reminders via messages.
Borrow money conveniently online using the EaseMoni app; download EaseMoni now to access cash loans!
Contact Us:
- Customer Service Email: [email protected]
- Customer Service Hotline: 07009987769
- WhatsApp Customer Number: (234)8179658371
- Address: No.77 Opebi Road, Ikeja, Lagos, Nigeria
Overview
EaseMoni—Instant loan online is a Freeware software in the category Business developed by Blue Ridge Microfinance Bank Limited.
The latest version of EaseMoni—Instant loan online is 1.7.7, released on 01/14/2025. It was initially added to our database on 06/15/2024.
EaseMoni—Instant loan online runs on the following operating systems: Android.
Users of EaseMoni—Instant loan online gave it a rating of 5 out of 5 stars.
Pros
- Quick application process, allowing users to apply for loans instantly online.
- User-friendly interface that simplifies navigation and loan application.
- 24/7 availability gives users the flexibility to apply anytime.
- Competitive interest rates compared to traditional banking options.
- Flexible repayment terms that can be tailored to individual borrower needs.
- Secure platform with data protection measures in place for user safety.
Cons
- Limited loan amounts may not meet the needs of all borrowers.
- Eligibility criteria might be strict for certain demographics or credit histories.
- Potential high-interest rates for individuals with poor credit scores.
- Service fees could apply, adding to the overall cost of borrowing.
- Not everyone may have access to reliable internet, limiting usability.
- Customer service responsiveness may vary, leading to potential delays in addressing queries.
FAQ
What is EaseMoni?
EaseMoni is an online platform that provides instant loans to individuals through Blue Ridge Microfinance Bank Limited.
How do I apply for a loan with EaseMoni?
To apply for a loan, you can visit the EaseMoni website or download the mobile app, fill out the application form with the required information, and submit it for review.
What are the eligibility criteria for getting a loan?
Applicants must be at least 18 years old, have a valid identification document, and a source of income to qualify for a loan.
How much can I borrow through EaseMoni?
The loan amounts vary based on your repayment history and credit assessment but generally range from $100 to $5000.
How quickly can I receive the funds?
Once approved, funds are typically disbursed instantly or within a few hours, depending on the bank's processing times.
What is the interest rate for loans through EaseMoni?
Interest rates vary depending on the loan amount and term but generally range from 5% to 15% per month.
Can I repay my loan early?
Yes, borrowers can pay off their loans early without any penalties.
What happens if I miss a repayment?
Missing a repayment may incur additional fees and affect your credit rating. It's important to communicate with EaseMoni to discuss any issues.
Is my personal information safe with EaseMoni?
Yes, EaseMoni uses encryption and follows strict data protection policies to ensure your personal information is secure.
Can I apply for multiple loans at once?
You can apply for multiple loans but approval depends on your existing repayment obligations and credit assessment.

Peter Salakani
I'm Peter, a software reviews author at UpdateStar and content specialist with a keen focus on usability and performance. With a background in both software development and content creation, I bring a unique perspective to evaluating and discussing general software topics. When I'm not reviewing software, I enjoy staying updated on the latest tech trends, experimenting with new applications, and finding innovative solutions to everyday tech challenges.
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